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401(k) Savings By Age: Complete 2025 Contribution Guide And Targets

by BLACK ENTERPRISE Editors November 25, 2025 To maximize your 401(k), contribute at least enough to get your full employer match, increase contributions by 1%-2% annually, and aim to save 10%-15% of your income for retirement across all accounts. The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, […]

How To Be More Productive: Strategies For Maximizing Your Efficiency

Isn’t it ironic that we are often reminded best of how precious our time is when we manage it the worst? Like when you’ve worked long days for months, but your quarterly presentation still isn’t ready for tomorrow’s meeting. Or you missed your child’s final championship game due to scheduling conflicts. Regardless of the scenario, […]

Why Is Meditation Important?

Meditation dates back hundreds if not thousands of years. Cultures around the world have used meditation for religious ceremonies, a sense of calm and personal development. Today, tens of millions of people have rediscovered meditation as part of a greater health and wellness routine. Many have found greater overall happiness through meditation. Meditation apps have […]