Author: Christopher Palma

If you’re a freelancer, you must handle everything from accounting and marketing to customer service and project management. That’s why it’s important to assemble a mix of tools to help you run your freelance business successfully. Good tools can significantly streamline the administrative side of your freelance business and manage

Financing higher education to advance career goals can be daunting. As a Manhattan public school teacher, I’m required to complete a master’s degree within the next four years to maintain my certification. Saving for grad school on a teacher’s salary in an expensive city is challenging, especially without familial help.

I love to socialize and connect with others, but at some point, I hit a wall. I want to curl up into a ball, watch TV and disconnect from the world. While many people who experience social exhaustion would love to escape some situations to decompress at home and find

Exercising and taking breaks can fall by the wayside when you’re absorbed in work. Unaware of the passing time, you might spend most of the day hunched over a computer screen, only to feel achy, stiff and lethargic later on. However, along with limbering up muscles and reducing stress, exercise

Social responsibility is more than just personal acts of kindness and community service; it’s a powerful force for community well-being, driven significantly by businesses across various sectors. Companies in the waste management industry, for example, have a unique and profound ability to shape healthier, more responsible communities. Ineffective waste management,

If you’ve recently decided to pivot to full-on self-employment, you might have one question: What am I going to do about health care? It’s a valid question, and many people are in the same position. A 2021 Gallup poll found that 1 in 6 Americans stay in jobs they don’t

Though there are notable upsides to freelancing and working with clients, being a solopreneur means you have to advocate for yourself. Without a boss to recognize and reward your work, the ball is in your court to prompt a contract change. Do you feel you deserve a raise or an

Personal accountability means accepting responsibility for your actions, words and behaviors and their consequences. Often, we have an initial impulse to pass the blame or cover up our mistakes, but personal accountability requires that we resist that urge. Holding yourself accountable for what you do and say can deepen your

In July, OpenResearch released the results of its Unconditional Cash Study. This study is the largest unconditional cash study to date, and the results have shown that increased access to cash does improve financial well-being and savings. The results of this study have provoked dialogue concerning the role of unconditional

The Great Wealth Transfer—the idea that trillions will move from older generations, like baby boomers, to their children and grandchildren (millennials and Generation Z) in the coming decades—is currently a source of debate. “It’s going to change the economy whether we like it or not,” explains financial adviser Sofia Cianciulli.