Author: Christopher Palma

In July, OpenResearch released the results of its Unconditional Cash Study. This study is the largest unconditional cash study to date, and the results have shown that increased access to cash does improve financial well-being and savings. The results of this study have provoked dialogue concerning the role of unconditional

The Great Wealth Transfer—the idea that trillions will move from older generations, like baby boomers, to their children and grandchildren (millennials and Generation Z) in the coming decades—is currently a source of debate. “It’s going to change the economy whether we like it or not,” explains financial adviser Sofia Cianciulli.

As more and more people rethink the traditional career ladder and in-office nine-to-five jobs, many are also reconsidering the wisdom of relying on a sole source of income. Welcome to the gig economy, a bustling and growing arena that offers workers with sellable skills flexibility, control and variety. The projected

When Jen Barnett was a grad student in her 20s, she was overwhelmed with her studies and looking for a way out. “I walked out of class, dropped out and tried to buy a one-way ticket to France,” she explains. While her travel agent talked her off the ledge and

In a world where people are experiencing increasing levels of workplace burnout—which is fueling a widespread desire to find more work-life balance—freelance careers, sometimes called gig work or consulting, are attracting more and more American workers. In an Upwork study, researchers found that 64 million Americans freelanced in 2023, making

We all deal with people who say something offensive, whether they mean to or not. But how can we learn to focus on the positive when we are programmed to focus on the negative for self-preservation? I interviewed a couple of experts to better understand why we react so strongly

Female entrepreneurs are denied on business loan applications more frequently than men and also often end up with lower loan amounts and higher interest rates. This disparity makes it less surprising that there is a $1.7 trillion worldwide financing gap for female founders. Despite this gap, businesses owned and controlled

I was in the hospital with a very sick relative. The rest of the floor grew quiet as visitors left and the minimal overnight staff came on shift. But then, the door opened unexpectedly, and in walked the emergency room doctor who had admitted my relative the day before. “You

U.S. Surgeon General Dr. Vivek Murthy has warned us about some serious things in the past, including social media for youth and gun violence. Now, a less obvious yet widespread threat joins his list: parenting. On August 28, Murthy released an advisory about parents’ mental health and well-being. In the

From the first batch ever baked with Grandma, chocolate chip cookies are a sugar fix we indulge in, both to celebrate and to console us. Since the invention of the chocolate chip cookie in the 1930s, the baked goodie has maintained its hold over our hearts and waistlines, making cookie