Author: Christopher Palma

You may be familiar with the standard retirement plans many companies offer, like traditional 401(k)s. You might not be as familiar with a retirement benefit plan commonly called an ESOP, meaning an “employee stock ownership plan.”  ESOPs are retirement benefits that allow companies to transfer stock to a trust held

To get good at something, we often think it’s just about putting in the reps. Keep showing up consistently and you’ll get better. And it’s true, at least at first. But once we’ve reached a certain level of proficiency, effort and consistency alone are no longer enough for improvement. This

In a post-pandemic world, more and more people are working from home. From 2019 to 2021, the amount of American workers logging in remotely more than tripled. As of 2022, 35% of Americans had the option to work from home five days a week. While working from home has brought

Personal challenges arise daily, and we can’t fix them all. Stress, financial concerns and difficulty in relationships can plague even the most outgoing and dynamic among us. But while we can’t fix everything instantly, we can put in the work to improve ourselves. Personal development courses teach the tools and

Have you ever noticed how some outfits make you feel like you can conquer the world, or have you oozing confidence at a party? It has to do with the fashion psychology of dopamine dressing. Mayo Clinic refers to dopamine as a “feel-good neurotransmitter” that helps us feel joyful. The

Whether you are a small business entrepreneur or an executive for a major corporation, your success depends on an effective marketing strategy. But gaining market share involves more than having a great product or service. Strategic excellence requires a comprehensive understanding of your current market penetration, unseen opportunities for growth,

You might say it started with Wu-Tang Clan. Although the group’s song “C.R.E.A.M.” (“Cash Rules Everything Around Me”) cemented itself into the minds of longtime friends and college roommates Clint Gray, Derrick Moore and E.J. Reed, they never knew it would one day inspire the business model for their fast-casual

On a vacation in Arizona a few years back, as we wandered around in the hot sun and bemoaned the dry air, a friend pulled a small plastic bottle from her bag. “Anyone want a spritz?” she asked, spraying down her face and neck with the contents of the unassuming

One day in seventh grade, a girl sat next to me on the school bus. She was the kind of person who made fun of everyone. She said, “Nick, I don’t even have to start with you. You’re already too messed up.” That specific incident started a chain of thoughts

Life insurance is vital to your financial planning if you have young children or someone who depends on your income. Most people know that life insurance helps your family if you pass away and they lose your income. But did you know that, in some cases, life insurance can also